Compare the financial impact of selling your home and downsizing — whether buying a smaller place or renting. Get detailed projections of monthly costs, net worth, and break-even timelines to make a confident decision.
How to Use
Current Home — Enter your home’s estimated market value, mortgage details, and monthly housing costs.
Selling Details — Specify agent commission, closing costs, repairs, and capital gains information.
Buy Smaller — Configure the smaller home purchase with price, mortgage terms, and expected costs.
Rent — Enter rental costs and expected annual rent increases.
Assumptions — Set appreciation rates, investment returns, inflation, and the analysis period.
Click Calculate & Compare to see full results with charts, tables, and a recommendation.
Tips: Use the preset buttons for common scenarios. Save and name scenarios to compare options. All data stays in your browser — nothing is sent to any server.
