Create accounts — Add your checking, savings, and credit card accounts with starting balances.
Record income — Add income transactions to fund your "To Be Budgeted" pool.
Set up categories — Create category groups (e.g., Housing, Food, Transport) and assign budget amounts using envelope budgeting.
Allocate funds — Distribute money from "To Be Budgeted" into your spending categories each month.
Log transactions — Record spending as it happens and assign each transaction to a category.
Track progress — View spending charts, category balances, and reports to stay on track.
Set goals and export — Create savings goals with visual progress tracking. Export your data as JSON or CSV for backup.
Common Use Cases
How do I start envelope budgeting? Create categories for each expense type, allocate a fixed amount from your income to each, and only spend from those envelopes.
How can I track where my money goes each month? Record every transaction and review the spending charts to see breakdowns by category.
How do I save for a specific goal? Use the Goals feature to set a target amount and deadline, then allocate funds toward it each month.
Can I manage multiple bank accounts in one place? Add all your accounts (checking, savings, credit cards) and see consolidated balances and transactions.
How do I handle recurring bills? Set up recurring transactions for predictable expenses like rent, subscriptions, and loan payments.
